Client’s Frequently Asked Questions

Here at Senior Resource Center, families come to their free initial consultation meetings with many questions with many misconceptions and contradicting advice. Many factors create unique answers and solutions for each of our clientele. Below is a list of common questions we routinely answer at our initial meetings.

Care Questions

• Is an assisted living facility or nursing home best for my loved one?
• How can my family avoid or delay nursing home placement?
• How can I figure out what long term care services my insurance will cover?
• What services are available to me?

Legal/Estate Planning OVERVIEW Questions*

• How will financial and health care decisions be made for me if I cannot make them for myself?
• Who can I rely on to make sure that decisions to be made are the right ones?
• How can I provide for a family member with special needs?
• Do I need anything else besides a will?
• Do my legal documents go out of date? Does my will/legal documents need to be updated?
• What is Probate?

Financial Questions**

• What will Medicare and Medicaid cover?
• What happens when Medicare coverage ends and I still need care in a nursing home?
• Does my family need to spend all their assets before Medicaid will pay for nursing home care?
• Will I lose my home if I go to a nursing home?
• Will my spouse be left with nothing because of my long term care needs?
• Should I give everything to my children now? What about making gifts?
• How can I protect my assets to make sure they will be there for me and to pass on to my children?
• What is the best way to protect my assets?
• Should I get long term care insurance?
• Can the state take my annuity?

Resources

We've provided the resources here to help you gain a more comprehensive understanding around senior care and planning.

Please note that the external links provided below are administered by other parties and that SRC does not necessarily endorse the views presented within these sites.

Links

• Massachusetts State Government
• Mass Extended Care Federation
• AARP